Start with the property
Discuss occupancy, property type, location, rental plans, and existing portfolio obligations.
Investors & DSCR · California
A financing strategy for your next investment.
Evaluate the property and the financing together. Shana helps investors compare loan structure, cash requirements, and potential rental-income documentation.
For qualifying rental properties and real estate investors.
Evaluate cash-flow options
Where available, DSCR financing evaluates rental income relative to the property’s debt payments. Program rules still apply.
Protect the bigger picture
Compare cash to close, reserves, term, possible prepayment penalties, and the costs of holding the property.
Prepare for your conversation
A few details make a clearer plan.
- Property address and purchase details
- Lease or estimated rental income
- Existing investment-property obligations
- Down payment and reserve information
Share sensitive documents only through the secure application portal. The exact documentation needed depends on your situation and program.
Program availability, eligibility, and terms vary. This information is educational and is not a loan approval or commitment to lend.