Define the project
A completed builder home, a home under construction, and a custom build can require different financing approaches.
New construction · California
From your plans to your new front door.
New construction brings its own timeline and decisions. Shana helps you explore financing for a builder purchase or a qualifying construction project.
For buyers of newly built homes and borrowers exploring construction financing.
Compare builder incentives
Review offered credits and financing incentives alongside the overall purchase price, loan costs, and terms.
Align the milestones
Discuss completion dates, rate-lock timing, appraisal needs, and any construction-specific documentation.
Prepare for your conversation
A few details make a clearer plan.
- Builder contract or project plans
- Budget, land details, and builder information if applicable
- Estimated completion date
- Income, down payment, and reserve details
Share sensitive documents only through the secure application portal. The exact documentation needed depends on your situation and program.
Program availability, eligibility, and terms vary. This information is educational and is not a loan approval or commitment to lend.