Make income understandable
Review business structure, ownership, income history, and the documents needed to evaluate your situation.
Self-employed borrowers · California
You built the business. Let’s plan the home.
Your financial story may be more complex than a paycheck. Shana helps you organize that story and explore financing paths that fit how you earn.
For business owners, independent contractors, and borrowers with variable income.
Explore documentation paths
Traditional tax-return analysis and alternative documentation programs may be considered where available and suitable.
Plan ahead
Large purchases, business funds, and recent income changes can affect the application. Discuss them before moving money or making commitments.
Prepare for your conversation
A few details make a clearer plan.
- Business ownership and operating history
- Personal and business tax returns where requested
- Business and personal bank statements
- Current profit-and-loss information where requested
Share sensitive documents only through the secure application portal. The exact documentation needed depends on your situation and program.
Program availability, eligibility, and terms vary. This information is educational and is not a loan approval or commitment to lend.